Savings / Money Market Accounts

Whether you're opening your first savings account, saving for a major purchase, or simply want a safe place for your money, Bank Iowa can help. With our Savings and Money Market Accounts, your money can grow while keeping it easily accessible for any unforeseen needs. 


Regular Savings/Young Savers Account

Best for those who want to begin or maintain a regular savings plan with a low minimum balance and easy access to funds. Our Young Savers Account is designed specifically for children ages 0 to 18 years, while our Regular Savings Account is for individuals ages 19 and older. 

Features

  • No minimum opening deposit
  • Monthly service charge of $2 if balance falls below $100 (balance requirement waived for our Young Savers Account)
  • Interest earning
  • Free online, mobile and text banking
  • Free identity theft protection services
  • Six free debits per month ($1 excessive withdrawal charge for each debit over 6/month)

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Minimum Balance to Obtain APY

Interest Rate
APY*
Regular Savings


$0 - $999.99
0.10% 0.10%
$1,000 and above
0.15% 0.15%

Interest rates and APY are accurate as of July 9, 2018, and are subject to change without prior notice. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal.

*APY = Annual Percentage Yield


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Money Market Account

Designed for those who wish to earn a competitive interest rate and ability to access funds while keeping a moderate account balance to help offset fees.

Features

  • No minimum opening deposit
  • Monthly service charge of $7 if balance falls below $1,000
  • Interest earning
  • Free online, mobile and text banking
  • Free identity theft protection services
  • Six free debits per month ($3 excessive withdrawal charge for each debit over 6/month)
  • Check images included with statement - available for $2 monthly service charge or free with eStatement


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Minimum Balance to Obtain APY

Interest Rate
APY*
Money Market


$0.01 - $999.99
0.15% 0.15%
$1,000 - $49,999.99
0.20% 0.20%
$50,000 - $99,999.99
0.30% 0.30%
$100,000 and above
0.40% 0.40%

Interest rates and APY are accurate as of July 9, 2018, and are subject to change without prior notice. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal.

*APY = Annual Percentage Yield

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CALCULATE POTENTIAL EARNINGS


Premier Money Market Account

Ideal for those who want to earn a higher interest rate and ability to access funds while maintaining a higher account balance to help offset fees.

Features

  • No minimum opening deposit
  • Monthly service charge of $15 if balance falls below $25,000
  • Interest earning
  • Free online, mobile and text banking
  • Free identity theft protection services
  • Six free debits per month ($6 charge for each debit over 6/month)
  • Check images included with statement - available for $2 monthly service charge or free with eStatement

Scroll left and right to view the entire table.
Minimum Balance to Obtain APY

Interest Rate
APY*
Premier Money Market


$0.01 - $24,999.99
0.20% 0.20%
$25,000 - $99,999.99
0.35% 0.35%
$100,000 - $249,999.99
0.45% 0.45%
$250,000 and above
0.50% 0.50%

Interest rates and APY are accurate as of July 9, 2018, and are subject to change without prior notice. Fees could reduce earnings on the account. Penalties may be applied for early withdrawal.

*APY = Annual Percentage Yield


APPLY NOW

CALCULATE POTENTIAL EARNINGS

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