Additional Services

Sweep Accounts 

With a Sweep Account, your excess funds can be automatically transferred on a daily basis from your business checking account and invested into a money market investments. This provides a great way for you to optimize management of your business’ cash balance.


Overdraft Privilege

Bank Iowa understands mistakes can happen. That’s why we offer Overdraft Privilege, a discretionary service available to eligible business checking accounts to cover your overdrafts up to $700 when you inadvertently overdraw your account. What this means to you is fewer charges from retailers for insufficient checks and less aggravation and embarrassment. Read our Overdraft Privilege Policy for more information or contact us.


Certificate of Deposit Account Registry Service® (CDARS®)

CDARS provides one-stop shopping for your multi-million dollar CD investments. Access FDIC insurance protection on deposits up to $50 million, all through one monthly statement and one account relationship with Bank Iowa.


Safe Deposit Boxes

Protect your important business documents with a safe deposit box. Sizes and availability vary by location. Please contact us for more information.


Night Depository

If you are unable to make it to the bank during business hours, a 24-hour night depository (night drop) is available. Transactions will be completed the next business day.


Official Checks

Official checks are safe, convenient, easily accepted and provide receipt of payment. They can be purchased for $5 each.


Wire Transfers

Domestic and international wire transfer services are available for outgoing or incoming wires. Fees vary based on the sending and receiving destination.


Merchant Card Processing

As a business owner, you know how important it is to have convenient payment methods available to your customers. With merchant card processing, you will be able to accept credit and debit cards, increasing your sales almost immediately. 

 

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