Commercial Loans

Helping our local business community grow is one of our primary objectives. At Bank Iowa, your business success is our priority, and we will work with you to help you reach your business goals. You can count on straightforward loans and financing options that meet the needs of your growing businesses, backed by local decision making and personalized service. 


  • Local decision making
  • Variety of loans and financing options to meet your specific needs
  • Competitive rates and terms
  • Easy application process
  • Personalized attention

Contact one of our experienced commercial lenders today to discuss your business’ specific financing needs at 641.673.7400.

Commercial Real Estate Loans*

Looking to buy a building or refinance and make improvements? Bank Iowa will work directly with you to make this transition go smoothly.

Construction Loans*

Need to expand your growing business? If you're looking to add on or build a new facility, we offer a wide array of financing terms to fit your cash flow.

Term Loans*

Whether it's a loan to purchase equipment or a business vehicle, we offer a range of maturities with fixed rates to help you purchase the tools to grow your business. 

Working Capital Loans*

Need additional capital as your business grows? This is a convenient way to make sure your business is always ready for those seasonal, cyclical or growth needs.

Letters of Credit*

We can help you extend the scope of your business with a letter of credit to provide the financial strength to open the doors of international and domestic opportunities with suppliers and customers.

Small Business Administration (SBA) Loans*

The SBA has developed programs to help small businesses obtain financing. We can help you throughout the 7(a), SBA Express or 504 application process.

Agricultural Loans*

Our ag lenders are experienced in the specialized credit needs of ag customers, including farm operation, livestock, machinery purchases and farm real estate.

*Subject to credit approval

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