Get a financial assist


John Stockton never worked for Bank Iowa. But the NBA’s all-time leader in assists has served up great inspiration for our $ensible Checking account.


If you're looking to score big with your money, this could be exactly the financial assist you need. Sign up for $ensible Checking and you'll earn unlimited cash back at $0.10 per qualifying debit card transaction. That's right, we pay you every time you pay them.

Additional features include:
  • No monthly service charge
  • Free debit card
  • Free online, mobile and text banking
  • Free bill pay
  • Complimentary identity theft services
  • Surcharge-free access to over 3,300 ATMs nationwide via the SHAZAM Privileged Status Network
  • Check images included with every statement
To qualify for debit card cash back, you must meet the following qualifications:
  • Maintain a minimum balance of $100 each day in the statement cycle.*
  • Log in to your Bank Iowa online or mobile banking account at least once during each statement cycle.*
  • Have a Bank Iowa Mastercard debit card.
  • Enroll in and receive eStatements.

*Statement cycle means the interval of days between statements. A new statement cycle begins the day after we print or otherwise provide your monthly account statement and ends on the day we print or otherwise provide your monthly account statement. The first statement cycle begins the day you open this account. $ensible Checking accounts cycle of on the 5th of the month.