Roth IRA/Traditional IRA Calculator

An individual retirement account (IRA) can be a resourceful retirement tool. Use this calculator to understand which IRA is right for you: Roth IRA or traditional IRA. (This resource should not be used for comparing Roth 401(k)s.)

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An IRA can be an effective retirement tool. There are two basic types of Individual Retirement Accounts (IRA): the Roth IRA and the Traditional IRA. Use this tool to determine which IRA may be right for you. Please note, that this calculator should not be used for Roth 401(k) comparisons.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.