PERSONAL CHECKING TO FIT YOUR LIFE

It’s like one-size-fits-all never happened

 

Bank_Iowa_personal_checkingWhen it comes to personal checking, you need a solution tailored to fit your needs. Bank Iowa offers several attractive checking options so you can pick the right one for you:

 

 

While each account comes with different features to suit all personal finance shapes and sizes, there are a few standard ones that come with every Bank Iowa checking account:

 

  • Free online/mobile/text banking and bill pay
  • Tree-saving electronic statement option
  • Complimentary identity theft services
FREEBIRD CHECKING

FREEBIRD CHECKING

Our newest checking option is our simplest–no maintenance fees.

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$ENSIBLE CHECKING

$ENSIBLE CHECKING

This account earns its users unlimited cash back at a rate of $0.10 per qualified debit card purchase. Cha-ching!

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INTEREST CHECKING

INTEREST CHECKING

Our interest checking is for the “high rollers” who always have $500. If that’s you, it’s time to reward yourself!

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PRESTIGE CHECKING

PRESTIGE CHECKING

Our Prestige Checking is exclusive to customers who are 55 years old (or older) and always have $500 in the bank.

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Compare Checking Accounts

 $ENSIBLE CHECKINGINTEREST CHECKINGPRESTIGE CHECKINGFREEBIRD CHECKING
Best Fit for Those WhoWant to be rewarded for using their debit card and do most banking onlineWant to earn interest and have a higher balance to offset monthly service feeWant additional perks for being 55 years and older
Business owners and consumers who want the freedom to bank from anywhere without additional fees
Minimum Opening DepositNoneNoneNone$100.00
Monthly Service FeeNone$7NoneNone
Minimum Balance$100 to earn
cash back
$500 to avoid monthly service fee$500 to earn
Interest
None
Interest Earning
or Rewards
Earn unlimited cash back of $0.10 for each debit card purchase when qualifications are met (see "Tell Me More")Interest earningInterest earning when minimum balance is met
No
Free ATM/Debit Card
Free Standard Checks
Free Online/Mobile/Text Banking and Bill Pay
Free Identity Theft
Protection Services
Check Images Included
with Statement
Statement OptionseStatement required to earn cash backeStatement or printed
eStatement or printed
eStatement required
APPLY NOWAPPLY NOWAPPLY NOWAPPLY NOW

DIRECT DEPOSIT

DIRECT DEPOSIT

Set up direct deposit and we’ll save you some travel time to and from your Bank Iowa location.

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AUTOMATIC PAYMENTS

AUTOMATIC PAYMENTS

Set up your bill payments automatically to save yourself some time and stress.

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REORDER CHECKS

Out of checks for your Bank Iowa checking account? You just need your routing number and account number to get started. You can also stop by one of our locations to place your order. Find the nearest location to you!