PERSONAL CHECKING TO FIT YOUR LIFE

It’s like one-size-fits-all never happened

 

Bank_Iowa_personal_checkingWhen it comes to personal checking, you need a solution tailored to fit your needs. Bank Iowa offers several attractive checking options so you can pick the right one for you:

 

 

While each account comes with different features to suit all personal finance shapes and sizes, there are a few standard ones that come with every Bank Iowa checking account:

 

  • Free online/mobile/text banking and bill pay
  • Tree-saving electronic statement option
  • Complimentary identity theft services
FREEBIRD CHECKING

FREEBIRD CHECKING

Our newest checking option is our simplest–no maintenance fees.

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$ENSIBLE CHECKING

$ENSIBLE CHECKING

This account earns its users unlimited cash back at a rate of $0.10 per qualified debit card purchase. Cha-ching!

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INTEREST CHECKING

INTEREST CHECKING

Our interest checking is for the “high rollers” who always have $500. If that’s you, it’s time to reward yourself!

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PRESTIGE CHECKING

PRESTIGE CHECKING

Our Prestige Checking is exclusive to customers who are 55 years old (or older) and always have $500 in the bank.

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BANK IOWA CHECKING

BANK IOWA CHECKING

Our Bank Iowa Checking  offers a lot of things for very little. And by little we mean zero.

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Compare Checking Accounts

 PRESTIGE CHECKINGINTEREST CHECKING$ENSIBLE CHECKINGFREEBIRD CHECKINGBANK IOWA CHECKING
Account OverviewOur interest-earning account for customers 55 years and older
Our interest-earning account for higher balancesOur rewards account that pays you back for using your debit card and banking onlineNo-fee checking**No-fee-checking**
Minimum Opening Deposit$10$10$10$10$10
Monthly Service ChargeNone$7 (if minimum balance is not maintained)NoneNoneNone
Minimum Balance Required$500 to earn
Interest
$500 to avoid monthly service charge$100 to earn
cash back
NoneNone
Interest Earning
or Rewards
Interest earning when minimum balance is met
Interest earningEarn 10 cents for each PIN or signature-based debit card purchase when qualifications are met* (see "Tell Me More")NoneNone
Free ATM/Debit Card
Free Standard Checks
Free Online/Mobile/Text Banking and Bill Pay
Free Identity Theft
Services
Check Images Included
with Statement
Statement OptionseStatement or printed
eStatement or printed
eStatement required to earn cash backeStatement requiredeStatement or printed
TELL ME MORE
APPLY NOWAPPLY NOWAPPLY NOWAPPLY NOWAPPLY NOW

 

Terms and charges listed above are subject to change

*To qualify for debit card cash back, you must maintain a minimum balance of $100 each day in the statement cycle, must log in to your Bank Iowa online or mobile banking account at least once during each statement cycle, must have a Bank Iowa MasterCard debit card, and must enroll for and receive eStatements. If you meet these qualifications, you will receive $0.10 cash back for each PIN-based (excludes ATM withdrawals) or signature-based purchase that posts and clears to your account during the statement cycle. Debit card cash back will be paid (credited) to your checking account the last day of the statement cycle. There is no limit to the amount of debit card cash back you can earn.

 

**Even with a free account, fees may be imposed for overdrawing the account.

 

 

DIRECT DEPOSIT

DIRECT DEPOSIT

Set up direct deposit and we’ll save you some travel time to and from your Bank Iowa location.

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AUTOMATIC PAYMENTS

AUTOMATIC PAYMENTS

Set up your bill payments automatically to save yourself some time and stress.

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REORDER CHECKS

Out of checks for your Bank Iowa checking account? You just need your routing number and account number to get started. You can also stop by one of our locations to place your order. Find the nearest location to you!