CERTIFICATES OF DEPOSIT (CD) RATES
9-Month CD Special˚
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
$225,000 and above |
$225,000 |
4.99 |
5.06 |
13-Month CD Special*
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
$5,000 and above |
$5,000 |
4.85 |
4.90 |
3 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
1.25 |
1.26 |
$10,000 - $24,999.99 |
$10,000 |
1.25 |
1.26 |
$25,000 and above |
$25,000 |
1.25 |
1.26 |
6 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
Annual Percentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.12 |
2.13 |
$10,000 - $24,999.99 |
$10,000 |
2.12 |
2.13 |
$25,000 and above |
$25,000 |
2.12 |
2.13 |
|
|
12 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.50 |
2.51 |
$10,000 - $24,999.99 |
$10,000 |
2.50 |
2.51 |
$25,000 and above |
$25,000 |
2.50 |
2.51 |
18 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.65 |
2.67 |
$10,000 - $24,999.99 |
$10,000 |
2.65 |
2.67 |
$25,000 and above |
$20,000 |
2.65 |
2.67 |
24 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.45 |
2.47 |
$10,000 - $24,999.99 |
$10,000 |
2.45 |
2.47 |
$25,000 and above |
$25,000 |
2.45 |
2.47 |
30 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.38 |
2.40 |
$10,000 - $24,999.99 |
$10,000 |
2.38 |
2.40 |
$25,000 and above |
$25,000 |
2.38 |
2.40 |
36 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.30 |
2.31 |
$10,000 - $24,999.99 |
$10,000 |
2.30 |
2.31 |
$25,000 and above |
$25,000 |
2.30 |
2.31 |
48 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.18 |
2.19 |
$10,000 - $24,999.99 |
$10,000 |
2.18 |
2.19 |
$25,000 and above |
$25,000 |
2.18 |
2.19 |
60 Month**
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.15 |
2.16 |
$10,000 - $24,999.99 |
$10,000 |
2.15 |
2.16 |
$25,000 and above |
$25,000 |
2.15 |
2.16 |
36 Month Step Up***
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.15 |
2.16 |
$10,000 - $24,999.99 |
$10,000 |
2.15 |
2.16 |
$25,000 and above |
$25,0000 |
2.15 |
2.16 |
60 Month Step Up***
|
|
Account Type
|
Min Balance to Obtain APY
|
Interest Rate
|
AnnualPercentage Yield (APY)
|
$0 - $9,999.99 |
$500 |
2.05 |
2.06 |
$10,000 - $24,999.99 |
$10,000 |
2.05 |
2.06 |
$25,000 and above |
$25,000 |
2.05 |
2.06 |
˚Minimum balance to open is $225,000.00. The interest rate and annual percentage yield will not change for the term of the account. Early withdrawal penalties may apply.
*Minimum balance to open is $5,000.00. The interest rate and annual percentage yield will not change for the term of the account. Early withdrawal penalties may apply.
**Minimum balance to open is $500.00. The interest rate and annual percentage yield will not change for the term of the account. Early withdrawal penalties may apply.
***Minimum balance to open is $500.00. The interest rate and annual percentage yield may be increased once by the accountholder during the term of the CD. Early withdrawal penalties may apply.